The good intentions of the Credit Card Act may be a double-edged sword that prevents some responsible consumers from getting access to credit. While the act will stop hefty charges, double-cycle billing, and interest rate increases without warning, it will likely affect small businesses and financially-strapped consumers who are unable to
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As soon as you turn 18 you can become eligible to apply for a credit card. If you are denied because of your age, marital status, racial background, sex, religion, national origin, or any other discriminatory factors, it is important to insist on your rights. It is the job of any financial institution to disclose why you were denied for c
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There are a lot of misconceptions surrounding credit reports and things you can do to help raise your credit score. As a result, some people make unnecessary mistakes when they’re trying to improve their standing. This is an unfortunate fact that can easily be avoided. Below are 4 common myths that can destroy your record instead of
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